Experience seamless, fast, and flexible funding services designed to suit your real-life financial needs.

Empower your business growth with dynamic funding & deliver adaptable financial momentum you need.

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Meet the Kim Kok Community

How Kim Kok Enterprise Works?

Services & Solution

Personal Advances for salaried employee

Fast, friendly fund for salaried folks, designed to help you navigate life's surprises with ease.

Personal Advances for self-employed

Tailored credits for the self-starters and freelancers. We're here to fuel your passion with flexible repayments.

Business Funding (with / without collateral)

Fuel your startup dreams with our flexible business funding, because we believe in your vision, with or without collateral.

Cash credit facilities (collateral)

Keep your venture going strong with instant liquidity. We've got your back, secure your operations with our cash credit.

Invoicing financing (invoice collateral)

Don't let unpaid invoices slow you down. We turn your receivables into immediate working capital.

Hire purchase/auto financing credit

Our dream ride is just a step away with our easy, friendly auto finance options.

Customer Profiling Solution

Boost your startup's marketing game with our smart customer profiling. Let's hit the right audience together!

Education Funding

Education dreams? We're here to back them with affordable credits. Because we believe in your future.

Re-financing credit

Consolidate your debts with our startup-friendly re-financing. Let's clear the way for your financial freedom.

Renovation Credit

Makeover your space with our easy renovation credits. Because home is where your startup story begins.

Funding is in Kim Kok's DNA

Learn More

Toko Credit's secure AI technology facilitates tailored funding, empowering clients while safeguarding their financial information.

0 Down Payment

Zero Stress: Begin Your Fund Journey with No Down Payment Required!

Low Rate

Goodbye Sky-High Rates: Say Hello to Our Seriously Low Interest Rates!

No Fees

No Sneaky Charges Here: Enjoy Our Transparent, Fee-Free Funding Experience!

Fast Approval

Speed Matters: We’re All About Lightning-Fast Funding Approvals!

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Note*

Interest Rate: APR from 12% to 18%*.
Repayment Period: from minimum 6 months to maximum 24 months.
For example: a loan of RM10,000 for 1 year repayment period with a monthly interest rate of 1.5%, will incur a total repayment value of RM11,800. No associated fees.

Contact Us
General Enquiry: -
Email Enquiry: enquiry@kimkokenterprise.com
Address: No 43, 2nd Floor, Jalan Tun Ismail 1, 25000 Kuantan, Pahang

Interest Rate: APR from 12% to 18%*.
Repayment Period: from minimum 6 months to maximum 24 months.
For example: a personal loan of RM10,000 for 1 year repayment period with a monthly interest rate of 1.5%, will incur a total repayment value of RM11,800. No associated fees.

License no.
WL5216/06/01-10/070725

License validity
08/07/2023-07/07/2025

Ad permit no.
WP5216/06/01-8/070725

Ad permit validity
08/07/2023-07/07/2025

*This information is meant to illustrate general Fund terms offered by credit companies in Malaysia. For in-depth enquiry, please contact us using the following form link. T&C apply.

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Personal Fund (Salaries)Personal Fund (Self-Employed)SME / Business Fund Hire Purchase Fund Educational Funding Renovation Credit Invoicing Financing Re-financing Funding Cash Credit Facilities Customer Profiling Solution