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About Us

Transparent Operations, Trustworthy Solutions

Empowering clients with transparent funding solutions and committed, trust-building support.
Swift Approvals
Simple Processes
Quick Funding

Our Journey Together

Making Dreams Accessible
At Toko Credit, we believe everyone deserves the financial resources to achieve their dreams. Here's how we make it happen:
It all begins with you. Whether it's a personal dream or a business goal, your journey starts the moment you decide to make it happen. You reach out to us, expressing your desire to secure a funding.
We're all ears. Through our user-friendly platform, we understand your needs, gathering key information like your salary, age, and residential details. This conversation forms the foundation of our transparent, straightforward processes.
Armed with our cutting-edge AI technology, we assess your fund eligibility. It's our way of ensuring we match you with the right funding solutions, tailored to your unique situation.
Next, we connect you with reputable third-party financial institutions. As your trusty middle-man, we ensure your application is seen by the right people at the right institutions.
The final step is the best one - getting your fund approved! Prompt fund disbursement means you can start making your dream a reality without unnecessary delays.

From aspiration to celebration, our aim is to make the funding acquisition process as easy and accessible as possible. At Toko Credit, we're more than just a lending platform; we're your partners in making dreams come true.

Curious if you are eligible for a Personal or SME Funding?

Fill in the "Apply Now" form on the following button for a FREE consultation if you are eligible for a Personal or SME Funding by our most trusted Certified Financial Advisor in 24 - 48 hours.
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© Kim Kok Enterprise
Contact Us
General Enquiry: -
Email Enquiry: enquiry@kimkokenterprise.com
Address: No 43, 2nd Floor, Jalan Tun Ismail 1, 25000 Kuantan, Pahang

Interest Rate: APR from 12% to 18%*.
Repayment Period: from minimum 6 months to maximum 24 months.
For example: a personal loan of RM10,000 for 1 year repayment period with a monthly interest rate of 1.5%, will incur a total repayment value of RM11,800. No associated fees.

License no.
WL5216/06/01-10/070725

License validity
08/07/2023-07/07/2025

Ad permit no.
WP5216/06/01-8/070725

Ad permit validity
08/07/2023-07/07/2025

*This information is meant to illustrate general Fund terms offered by credit companies in Malaysia. For in-depth enquiry, please contact us using the following form link. T&C apply.
© 2025 Kim Kok Enterprise. All rights reserved.
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